Compare Motorhome Insurance
Compare Motorhome Insurance
If you’re looking for the best motorhome insurance quote, then it makes sense to use The Insurers’ comparison services. We have over a decade of experience helping customers compare policies from a number of different brokers. Our website makes it easy to find all available offers.
How it works
If you’re unfamiliar with comparison sites or how to compare motorhome insurance, it goes like this:
- You fill in a single form asking questions about you and the cover you would like for your motorhome
- You are directed to our results page, where you can compare motorhome insurance from multiple providers.
- If you choose to purchase one of the options you see, you can proceed to buy online or you can call a unique number to purchase over the phone directly with that provider.
Unlike many other comparison sites, we offer you the option to complete your purchase with the insurance provider over the phone, so you can discuss any further questions you may have about the cover you are buying. We also offer a Cheapest Price Guarantee, where we promise to beat any like for like online motorhome insurance quote!
What is classed as a motorhome?
Motorhomes are vehicles used for transport and living accommodation. They can be large (such as A-class) or smaller such as those that are purchased and built to your own specifications.
Motorhomes Vs Campervans
Although both motorhomes and campervans can be large or small, there is a difference between the two. Motorhomes are clearly defined by having a separate space for driving as they do for living and sleeping. They’re designed with long-haul travel in mind, such as travelling around the country and even Europe.
Campervans, on the other hand, tend to be a lot smaller and feature basic facilities for living/sleeping.
Compare motorhome insurance quotes
We aim to provide you with low-cost policies no matter the make or model of your motorhome, your experience or any other circumstance. We promise to deliver quotes that are tailored to you and suit your needs. So whether you’re looking for breakdown cover, fire and theft cover, mechanical or electrical cover, you can trust us to find you the best motorhome insurance quote.
Compare Motorhome Insurance FAQs
Whether your motorhome is parked or on the road, motorhome insurance (depending on your policy) can cover the following:
- Road accidents
- Damage repair
- Fire damage
- You, passengers, pedestrians and other drivers
Please note: having motorhome insurance is a legal requirement.
In short, yes! Motorhome insurance is a legal requirement if your vehicle is taxed to drive on road system. The fact that motorhomes are mobile makes them targets for thieves and new or high-spec motorhomes can be very valuable.
The only case where you do not legally need insurance is if you have a SORN (Statutory Off Road Notification) and the vehicle will not be driven on public roads, but as a motorhome represents a significant investment for most owners, it can be best to stay on the safe side rather than risk going uninsured, even if your motorhome is in storage.
Comparing motorhome insurance policies is the easiest way to make sure you’re getting the best price. There are also a number of other things you can do to save money on your motorhome policy.
One way is by paying for your cover annually instead of monthly. Many providers charge interest on monthly payments, but you can cut this by paying the lump sum upfront. Other ways in which you can cut the cost of your motorhome insurance include:
- Adding security measures such as an alarm system onto your vehicle, or a tracking device in case your vehicle is stolen.
- Storing your motorhome off the road behind a barrier or a gate.
- Limiting your mileage where possible.
- Driving carefully to build your no-claims discount.
- Obtain an advanced driving qualification for your motorhome to prove to brokers that you're safe and have more experience on the road.
One of the best things you can do to save money on your motorhome insurance is to shop around and find the right deal for you. If you compare motorhome insurance with us, we do all of the legwork for you and can provide you with affordable policies from reputable brokers.
It’s important to know exactly which type of cover is right for you when you compare motorhome insurance policies. Here at The Insurers, we offer three main types of cover for your motorhome. These are:
Third Party - this is the minimum level of cover you’ll need to drive on UK roads. This will only cover the cost of compensating other people for injury or damage you cause to them or their vehicle.
Third party, fire and theft – this offers the same level of protection as third party with additional cover for fire damage and theft.
Fully comprehensive – this includes all of the cover offered by a third party fire and theft policy and could also cover your motorhome if it’s damaged or destroyed by an event that’s your fault.
If you plan on travelling to Europe, you may need specialist cover from your provider. Some brokers offer this at no extra cost, but it’s best to check with them before agreeing to their policy.
Comprehensive cover is the highest level of motorhome insurance you can get, and usually protects contents such as tents and other camping items, personal possessions, etc. All three types of insurance will come at a different price point, so it’s worth considering what cover is right for your needs and your budget before agreeing to one.
This varies greatly depending on the insurance provider and the policy you have selected. Be sure to check the results page to see if “Covered Abroad” is active and check for any country exclusions before you complete your purchase with the broker. Abroad cover is usually for Europe, so you should check with the provider if you wish to travel beyond Europe.
The cost of your motorhome insurance quote can vary and depends on a number of factors, including:
- Your age
- Your address
- Where your motorhome is kept
- Your driving history
- Whether you have made any insurance claims in the past
- How long you’ve been driving (the longer the better)
- The make and model of your motorhome (newer and more expensive models may push up the price of your policy)
- Whether you wish to add more than one name to your policy
Your premium could also increase based on where your motorhome is kept. Parking it on the street rather than behind a barrier or in a garage could make your policy more expensive.